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🛡️ 4-Point & Wind Mitigation

A 4-point inspection documents the age and condition of the four systems insurers care about: roof, electrical, plumbing and HVAC — commonly required on homes 20+ years old before a carrier will bind coverage. Wind mitigation inspections document hurricane-resistance features that can cut windstorm premiums dramatically in coastal states.

TurnaroundCarrier-format forms within 24 hours
Typical costTypically $100–$175 each; discounted as a pair

What's covered

  • Roof age, material and condition documentation
  • Electrical panel brand, capacity and wiring type
  • Plumbing supply material and water heater age
  • Wind mitigation: roof shape, straps/clips, opening protection

Common questions

Can a wind mitigation inspection really lower my premium?

In wind-zone states, documented features (roof-to-wall straps, impact glazing, roof geometry) frequently reduce the windstorm portion of premiums by hundreds to thousands per year. The form usually pays for itself in the first month.

Get a 4-point & wind mitigation quote

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Pair it with

Often ordered together

🏠

Buyer Home Inspection

The full top-to-bottom inspection every buyer should order before closing — structure, roof, systems, safety.

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📋

Pre-Listing Inspection

Sellers: find and fix issues before buyers do. Cleaner negotiations, fewer surprises, faster closings.

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🏗️

New Construction & Phase Inspections

Pre-drywall, pre-closing and 11-month warranty inspections for newly built homes. New doesn't mean flawless.

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🧪

Radon Testing

48-hour certified radon measurement. The EPA recommends every real-estate transaction include one.

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